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Government Education Loan for Sc St Students in West Bengal from NSFDC

Government Education Loan for Sc St Students in West Bengal from NSFDC:-

☼ NSFDC (National Scheduled Caste Finance & Development Corporation) provides Education Loans to Scheduled Caste students for studying Full-Time Professional/Technical/Higher Education courses.
West Bengal Scheduled Castes & Scheduled Tribes Development and Finance Corporation extends loan to eligible Scheduled Castes students for pursuing full-time professional / technical / higher education under "Education Loan Scheme" of National Scheduled Castes Finance and Development Corporation (NSFDC)
Eligibility for the Education Loan:
● Applicants should be residents of West Bengal ordinarily.
● Applicants should have Schedules Caste Certificate issued by Competent Authority (SDO/ADM).
● Applicant’s family income should be less than Rs.40, 000 in rural area and Rs.55, 000 in urban area.
● Applicants should have secured admission to the educational institution on the basis of Entrance tests like JEE, CAT etc.
Professional / Technical Courses covered by the Scheme:
Full time professional / Technical courses in the fields of Engineering, Architecture, Medical, Dental, Physiotherapy, Management, Information Technology, Hotel Management & Catering Technology, Biotechnology, Law Education Journalism & Mass Communication CA ICWA CS AMIE FIA IETE & Higher Education like Doctoral Studies leading to M.Phil/ PhD from Government Recognized Institutions
Maximum Limit of Loan provided by NSFDC:
For Studies within India: Up to Rs. 10.00 lakh
For studies abroad: Up to Rs. 20.00 lakh
Expenses Covered:
                        1. Admission Fees & Tuition Fees.
                        2. Boarding & Lodging expenses.
                        3. Book bank/Library Fees.
                        4. Soft Skill Development Fees.
                        5. Caution Money (College & Hostel).
                        6. Development Fees.
                        7. Examination Fees.
                        8. Games & Sports etc.
Rate of Interest:
4% per annum (3.5% in case of women Beneficiaries)
Guideline to apply for the Education Loan:
● Applicants, who wish to apply for the Education Loan, have to apply on line by visiting www.wbsed.gov.in/wbscstdfc
● After submission of online application form applicants have to carefully note and preserve the Application Id, generated in the course of submission of online application. This will enable them to login with username as application Id & password.
● Notice indicating date and venue of documentation would be published in the portal. Applicants are advised to check their e-mail regularly and/or visit the portal update themselves.
For detail information and Application form visit website www.wbsed.gov.in/wbscstdfcor Click Here
Address of WBSCSTDFC:
West Bengal Scheduled Caste & Scheduled Tribes Development & Finance Corporation,
135A B.R.B.B. Road (Canning Street),
Kolkata -700001
Website - www.wbsed.gov.in/wbscstdfc
Willing students may also visit http://www.anagrasarkalyan.gov.in/htm/activities.html for various schemes for SC, ST students.

NSFDC Government Loan Schemes for Scheduled Caste Women in India

NSFDC Government Loan Schemes for Scheduled Caste Women in India:-

Mahila Samriddhi Yojana and Mahila Kisan Yojana:
‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.
NSFDC offers loan for income generating scheme to target group through State channelizing Agencies. NSFDC offers loans only to economically poor sections of Scheduled Castes whose annual family income is below Double the Poverty Line limit (i.e. upto Rs 40,000/- for rural areas and upto Rs 55,000/- for urban areas). NSFDC provides loans for income generating activities in Agriculture and other allied, industrial and service sector & for professional/ Technical education.
NSFDC provides different types of loan schemes:-

(i) Term Loan
(ii) Micro Credit Finance
(iii) Mahila Samriddhi Yojana
(iv) Mahila Kisan Yojana
(v) Shilpi Samriddhi Yojana
(vi) Educational Loan Scheme
Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.
There are two exclusive schemes for women beneficiaries i.e. Mahila Samriddhi Yojana and Mahila Kisan Yojana.
Mahila Samriddhi Yojana:-
Some activities/indicative schemes for which Mahila Samriddhi Yojana are provided:-
  • Cloth Shop
  • Mini Dairy
  • Tea Shop
  • Bangles Shop
  • Beauty Parlour
  • Papad making
  • Basket making
  • Batik Printing
  • Broom making
Mahila Kisan Yojana:-

Mahila Kisan Yojana loans are provided exclusively to rural women beneficiaries for undertaking schemes in Agriculture and/or Mixed Farming activities such as Vegetable growing, Floriculture, Dairy, Poultry, any other farming activities etc.
Eligibility criteria of Mahila Kisan Yojana-
In Mahila Kisan Yojana, land should be in the name of women beneficiary or joint name with her husband.
For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click Here

NSFDC Contact Address and Loan Schemes for Scheduled Caste in India

NSFDC Contact Address and Loan Schemes for Scheduled Caste in India:-


‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.
NSFDC offers loan for income generating scheme to target group through State channelizing Agencies. NSFDC offers loans only to economically poor sections of Scheduled Castes whose annual family income is below Double the Poverty Line limit (i.e. upto Rs 40,000/- for rural areas and upto Rs 55,000/- for urban areas). NSFDC provides loans for income generating activities in Agriculture and other allied, industrial and service sector & for professional/ Technical education.
But apart from caste and economic criteria, applicant must have practical experience or skill and entrepreneurial ability in concerned field so that they can utilize loan properly, and make their business a success.
NSFDC provides different types of loan schemes:-

(i) Term Loan
(ii) Micro Credit Finance
(iii) Mahila Samriddhi Yojana
(iv) Mahila Kisan Yojana
(v) Shilpi Samriddhi Yojana
(vi) Educational Loan Scheme
Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.
Contact Address of NSFDC:-
NSFDC has its Head Office at Delhi and its full address and contact number is -
National Scheduled Castes Finance And Development Corporation
14th Floor, SCOPE Minar, Core 1 & 2, Laxmi Nagar, Delhi – 110 092
Tele: 011-22054392, 22054394, 22054396.
Fax: 011-22054395
E-mail: nsfdc@ bol.net.in
Website: www.nsfdc.nic.in

NSFDC has five Zonal Offices at Mumbai, Kolkata, Bengluru, Lukhnow and Guwahati.
For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click Here

NSFDC Micro Credit Finance Government Loan Scheme for Schedules Caste in India

National Scheduled Castes Finance and Development Corporation (NSFDC):-
‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment. 

NSFDC provides different types of loan schemes:-

(i) Term Loan
(ii) Micro Credit Finance
(iii) Mahila Samriddhi Yojana
(iv) Mahila Kisan Yojana
(v) Shilpi Samriddhi Yojana
(vi) Educational Loan Scheme
Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.
Micro Credit Finance:-
Some activities/indicative schemes for which Micro Credit Finance are provided:-
  • Betel leaf shop
  • Cycle repair
  • Milch animal
  • Vegetable Vending
  • Bakery
  • Goatery
  • Incense Stick making
  • Papad manufacturing
  • Candle Making
  • Beauty parlour
  • Fish Vending, etc
  • Pickle Manufacturing
  • Tea Shop
For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click Here

NSFDC Shilpi Samriddhi Yojana Government Loan for Schedules Caste in India

National Scheduled Castes Finance and Development Corporation (NSFDC):-
‘NSFDC’ (National Scheduled Castes Finance & Development Corporation) was set up by the Government of India under Ministry of Social Justice & Empowerment.
NSFDC provides different types of loan schemes:-

(i) Term Loan
(ii) Micro Credit Finance
(iii) Mahila Samriddhi Yojana
(iv) Mahila Kisan Yojana
(v) Shilpi Samriddhi Yojana
(vi) Educational Loan Scheme
Beneficiary can select scheme according to his choice. They have to keep in mind their skill, efficiency, local needs, infrastructure while selecting the business activity.
Shilpi Samriddhi Yojana:-
Eligibility for Shilpi Samriddhi Yojana-
This loan is specially given to Scheduled Castes Artisans possessing Artisan Identity Card issued by the Development Commissioner (Handicrafts), Ministry of Textile, Govt. of India or any Government authority for making of craft items.
Procedure to apply for NSFDC loan:-

Intended applicants who wish to avail NSFDCs loans have to contact the SCAs. The SCAs have officers in every District/Region. The applicants are required to submit application in  NSFDC's format with details of business and copies of caste, income, experience at the district office. Offices of these agencies exist in every district where details of business and caste, family income, professional experience and documents related to activity are to be filled in NSFDC's format and submitted at the District Office.
For detail information and application form visit website of NSFDC- www.nsfdc.nic.in/ or Click Here